JUST SOLD! Traditional Sale in Elk Grove, CA 95757

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Keller Williams Realty Elk Grove | 9250 Laguna Springs Drive Suite 100 | Elk Grove | CA | 95758

Mortgage Debt Forgiveness Act Extended till January 1, 2014!

Great News for homeowners who were not sure if they should pursue a short sale on their home that is underwater or just to allow it to foreclose!  Now with the Mortgage Debt Forgiveness Act Extended till January 1, 2014 this will give some seller's a huge sigh of relief!

Call me today discuss your personal options regarding your home.  Let's talk about the game plan that is right for you.


Joy Yip
Keller Williams Realty Elk Grove
916.932.8358
www.facebook.com/SacramentoElkGroveRealEstate
www.joyyipsellshomes.com

Keller Williams Elk Grove RED Day! One week later wrap up!

Hello Everyone!

I can't believe it has only been one week since RED DAY!  Feels like it was so long ago!  You all don't even understand how much this has impacted me in so many positive ways I wouldn't even know where to start.  More importantly that day I was able to show my two kids Tatiyana and Jordan exactly what I would want them to do in this world every single day!  SO THANK YOU ALL FOR THAT!!!!

We serviced 3 Schools: Valley High School, Partners Preschool and David Reese Elementary School in Elk Grove School District.

David Reese received a mini assembly and a donation of 80 brand new back packs.  Thank you so much Summit Funding, Inc & Wal‐Mart Florin Rd store-Manager Joshua Boeckholt.  Schools Supplies donated by Big Valley Mortgage.  A presentation was made with Sacramento Sheriff’s Youth Services Division.  Special Thank you to Deputy Zuniga and his team for all their support and connections to make this happen!

Valley High School had their Healthy Start Garden renewed with 20+ Volunteers where plants, paint and supplies where donated. Along with an Assembly of 450 High School students with a Motivational Speaker Kevin Bracy (www.kevinbracy.com), sponsored by Rico Rivera of Old Republic Home Warranty and Surprise Celebrity Alumni KB of the Jabbawockeez (http://www.jabbawockeez.com). They also received several cases of white paper donated.  Special Thank you to Bruce Durham for overseeing the Garden and stepping up to make it happen for Valley High!  Special Thank you to KB of the Jabbawockeez for flying in that morning from Las Vegas just for that day to be apart of the special event.  We appreciate you KB for donating your time to impact the kids in our community!

Partners Preschool site was renewed with almost 40+ volunteers that worked from 8 AM ‐ 4:30 PM and the Carpet Cleaning Crew Sacramento Rug Works & Blair Chapman from 5:30PM to 8:30PM. The volunteers Cleaned, Organized, Sanitized, Scrubbed, Donated, Dumped, Sorted, renewed outside planters, Wood Chips for play area and Painted.  Supplies and Computer monitors were also donated.  Special Thank you to Mark DeGennaro for stepping up and overseeing the work at the Preschool!

Coffee was provided by Starbucks Automall and Starbucks Waterman for the sites.  Stephanie store Manager of Starbucks Waterman also volunteered her time to work at the Preschool.  Lunch was donated by KB Home Builder­‐Mo Rahim for all the volunteers, we appreciate and Thank you for doing that for us!

Thank you to Erin Newington & Danny Camarena for Photo and Video Coverage for the entire event.

Special Thank you for all the support from Zach Younger and Kelly Labrado for helping me every step of the way!!!!

Thank you so much to the following for again Volunteering & Generous Donations:

Old Republic Home Warranty-Rico Rivera
Property ID -Lori Wilson
Summit Funding Elk Grove Branch
Comstock Mortgage Elk Grove Branch
Big Valley Mortgage Elk Grove Branch
Stearns Lending
Sacramento Rug Works
Sacramento Sheriff's Youth Services Unit
Wal-Mart Florin Rd Store
Starbucks Elk Grove Automall & Waterman stores
KB Home - Mo Rahim
Chim Chimney
Swabbies on the River/Swabbies Mobile
Doug Dodd
North American Home Services
United Professional Home Inspectors
2-10 Home Warranty
SkyTech

I might have missed some names, but as I type this tears are streaming down my face, so forgive me but please know you are all appreciated!

Pictures and Highlights of the Event!!!

Lucky and Blessed to always have AWESOME Clients!

Today I woke up to find an email from one of my favorite clients!  Working with him has always been an awesome learning experience from this savvy real estate investor!  I am just so thrilled, I definitely had to share:

Joy,

I wanted to send you a short note and thank you sincerely for all that you have done as my agent on my last two real estate purchases.  As a broker myself I rarely run across other agents that exhibit the level of professionalism and commitment that I saw from you.  You were willing to meet me at any hour, or any day, to take care of deal issues and your communication with me couldn't have been any better.  If anyone is considering using you as a buyer's or seller's agent please have them contact me directly as a reference.  I've bought and sold a lot of real estate and this is only the second letter of recommendation I've written in almost ten years.  Thanks again for everything.  Sincerely, T.R. - Real Estate Investor Client

Again, I am reminded of how lucky I am to be in a business I am so passionate about and enjoy!  It makes my work even more worth while when my clients continue to thank and appreciate my work.
Find your Purpose and Pursue it with Passion!!! 

Congratulations to a Proud New Home owner in Elk Grove, California

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In the later part of 2009 an old high school friend reach out to me through Facebook!  I was so surprise to get a message since it had been so long since I heard or talked to Derek Ellersick!  As we grow older and our lives get busy, it was great timing that Facebook allowed me to re-connect with old friends!

            Derek had wanted to find out what would be the path he needed to take to own a home again.  Derek had made a decision in 2008 to short sale his home and though how painful it was to do that he was determined to get back on the road to homeownership.  I had told him that I would be glad to help and if he stuck with me, I would certainly get him on the right path.

            I then connected him with my lender at Mae Capital Mortgage to review his credit and between the loan officer and myself we continued to guide him to ensure he was on the right path!

            Because of the constant changing guidelines in mortgage lending, Derek had to wait 3 years from the Short Sale close in order to qualify for a new mortgage loan.  During that time he had to ensure that his credit was re-established and that he maintained good discipline in using his credit.  He also focused on saving for his down payment of 3.5% since he would be able to utilize an FHA mortgage loan.

In March of 2011 his lender reviewed his credit and within a few short months from there we began the home search!  Derek wanted to focus on his home search to be in Elk Grove considering he already lived in the area so it was a quick start from there!

When all other agents were complaining that it was taking forever for their client's to find a home and get their offers accepted, I was able to find him the right home, right away!  After only putting in the 2^nd offer on a home in Mid-June 2011 on a beautiful short sale, Derek’s offer was ACCEPTED!  He could not believe he quickly was in contract on a perfect property!  This home fit his criteria, location, size and best of all BUDGET! 

Derek patiently waited till December of 2011 when we finally got a call from the listing agent that the short sale was approved and within 30 days Derek Ellersick has finally closed escrow and is a PROUD HOMEOWNER again!

To add into the crazy mix of the roller coaster ride of buying a home, the property was then a target of a craigslist scam and renters moved in!  We quickly had to work with the listing agent to evict them that same day before we closed escrow later that week.  With Derek's soft heart he even helped the squatters move their belongings out being that it was a young couple and the young woman was pregnant.  Derek was upset, shocked and felt badly but this was his home he worked so hard for.  You can imagine how everyone was feeling during this escrow!!!!

When you are focused, determined and work hard you can achieve your goals of homeownership just like Derek did.  Also with the guidance of a professional real estate agent and great lenders to help tag team the efforts along the way, IT CAN BE DONE!

I’m so proud of Derek and his accomplishment and thankful he listened to my advice.  I told him I would stick with him as long as this was his dream goal he wanted to make happen, I would support him all the way!

Congratulations Derek Ellersick!  You set the example for those who didn’t think there is hope to own a home again, you have now proven that though you have fallen at one point, you can get back on the right track and focus to achieve your goals of homeownership!

Joy Yip
email: joyhyip@gmail.com
http://www.findelkgrovecahomesforsale.com
916-932-8358
Keller Williams Realty Elk Grove
9250 Laguna Springs Dr Suite 100
Elk Grove, CA 95758