Showing posts with label Elk Grove Real Estate. Show all posts
Showing posts with label Elk Grove Real Estate. Show all posts

Saturday, March 18, 2017

WHOOO HOOO! Another home buyer gets their keys! Welcome to Elk Grove!

ON RECORD!!!
So I have to share this amazing story because the real estate market has been so crazy with limited inventory and buyer's left and right are getting discouraged, frustrated and getting outbid by cash buyer's all day long!
My client was UNDERWRITTEN approved by Blair Chapman of Movement Mortgage for an FHA loan. He immediately began to preview homes and after looking at 4-5 he was ready to make an offer. I told him to be aggressive because there were already multiple offers on the property. He would not offer what I suggested and decided to pass. The next day a home on the same street came on the market, smaller but definitely under his budget. He previewed it and wrote his first offer. Blair said to write the offer for 18 day close of escrow on an FHA. I said 18 days???? NO WAY??!!! Blair said please trust me, I can get it done. Write it for 15 days if you want. I'm like "hell no" 18 is already making me nervous. He says please trust me Joy! Buyer agrees and I write it up. Blair makes a follow up call with listing agent and we wait for an answer.
Monday Feb 27th Agent says they went with another offer, she had a total of 10 and seller took a cash offer.
Thursday March 2nd (same week) Listing agent calls me and asks if my client is still interested. I said YES! She says she went through 3 "cash" offers but buyer's would not shorten their term from their 21 day escrow offer and next in line was a 45 day escrow VA, still much higher than our offer, but seller needs his proceeds like NOW. She asks if my buyer would come up in price and I said I would do what I can.
I discuss with my buyer and he agrees to come up from his original offer price and I speak with Blair and he says write it for 15 day escrow! I am nervous as hell, but I am pretty confident in Blair and I knew my client is solid, we can make this happen.
March 3rd, my clients offer was accepted! WHOOO HOOO!
March 6th my client does all his inspections.
March 8th Appraisal is done.
March 11th appraisal comes back lower than contract price. EEEKKKK!!!!!
Seller does not budge and refuses to lower the contract price to appraisal price! Buyer still moves forward.
Buyer signs loan docs Friday March 17th at 9AM, seller signs docs 10AM, loan funds by 12:43PM Lender funded and by 3:42PM We are officially ON RECORD!!! Blair and his lending team closed in 14 calendar days for an FHA buyer! Unreal and AMAZING!!!
It takes a village for sure, but when you have a solid team, build great relationships in the industry, and it's meant to be, it will ALWAYS fall into place!
Special Thank you to my showing specialist Rodrigo Moreno, Blair Chapman and his lending team at Movement Mortgage, Beth Reiken my Transaction Coordinator, Sandhya Prasad and her team at First American title company and to the listing agent Vickie Brisco of Estan Realty for giving me and my team a chance to make it happen for my client!
Extra special thank you to my client for trusting my team and I to make it happen!!!
WHOOOOO HOOOOO!!!!!

When your client is too shy for a Photo Op, you get your son to stand in for the shot!!!!
WELCOME ANOTHER NEW HOMEOWNER IN ELK GROVE!!!!

Joy Yip
REALTOR, CAL BRE#01481339
eXp Realty of California Inc
www.joyyipsellshomes.com
joyyiprealestate@gmail.com
(916)932-8358



Thursday, December 19, 2013

Our Pachira Plant AKA the Money Tree!

In May of 2006 I was officially a licensed real estate agent in Las Vegas, Nevada.  We had made a huge lifestyle change and decided to leave our hometown of Sacramento, California to go on an unknown adventure!  I was so determined to be a successful real estate agent in another state because everyone I knew was in the real estate industry where I lived.  I barely could find a client who wasn’t already a real estate agent!  LOL!

I was referred a client who is a very wealthy doctor who wanted to buy investment properties in Vegas.  He was completely into Feng Shui as far as purchasing properties and so I had to really pay attention and study all I could about that topic.   My husband and I hit it off with the Doctor right away!  We were just so fascinated in all that he knew and everything he was teaching us.  We invited him to our home and right away he started giving us tips on how to ensure our home was “lucky”.

The Doctor says, “First off, you have to remove all fake plants and flowers in your home.  Most especially fake flowers!  Fake flowers represent fake people who may be in your life.  Keep fresh flowers and fresh plants only in your home so that good energy and good people come around you and your family!”

I was stunned considering I bought a few plastic flower arrangements and I just didn’t want to get rid of them!!!

After a few other tips, he said our house is now in a good position for our family.  Before he left Vegas to go back to his home in Roseville, CA he gave us our very first Pachira Plant. 

He says, “This is a money tree!  Many Asians believe it brings good luck and prosperity.  Love it, sing to it, talk to it and take good care of it.  As it grows so does your pocket book!”

Sure!  I like the sound of that!  I wondered if dollar bills would grow on the leaves!  I was excited to see it grow since it was just a little plant.

In August of 2007 it was time to move back to California.  My husband and I discovered we were expecting our 2nd child and realized we really needed to be back home near our families so our kids could grow up with their cousins and see their grandparents more often.  At that time our money tree had flourished and well so did our pocket books.  It was the perfect time to go home to California, as the real estate market had shifted and so what better time to move back!

Our Pachira Tree in June 2012! 
The move from Vegas to Elk Grove was crazy!  We were almost home and I was devastated to find out our huge money tree had broke in half!  2007-2009 began the rapid crash of the housing market and the nations economy and the parallels I could see looking at our beloved money tree, well it was struggling to come back to life!

January 2009 I decided it was time for me to work after being a stay at home mom.  I wanted so badly to go back into real estate, but everything you heard on the news and Internet about the real estate industry was just so horrible!  Who in their right mind would want to be a real estate agent in such a tough market?  I explained to my husband that there is nothing more I would love to do then go back selling homes, but he himself was unsure if that was a wise decision for our family.  It was such a huge risk with no guarantees, but I was so determined to go back!  My husband said he would give me 6 months to work hard to generate income and if I did not do it within 6 months, well I had to find a “real job”.

There was no way I could ever go back to work at a “real job”.  I had no idea what clocking in means for a shift?!  I could not even understand what a 15 minute break would really give me a break and of course a one hour lunch just seems so wrong!  One hour?!  Who takes one hour lunches?! LOL!

So I shifted my focus.  I decided to study and learn everything I could about real estate.  I needed to understand the past and present of the industry so I can understand the future of real estate.  I asked lot’s of questions from the top agents who were successful in a “horrible market”.  I took classes on everything and anything I could!  I made sure I didn’t spend time with negative people, because I didn’t want my mind to be weaken and taken off my path.  As soon as someone would ask me “How is the real estate market?”  I would quickly reply, “It’s Amazing!”  Because that’s what I wanted to believe and honestly that's what I truly felt!  All in all, I didn’t want to have to ever work a “real job” because it just wasn’t for me!!!  More importantly I got rid of any fake flowers or plants inside the home and only kept our loving pachira tree!  Crazy enough what the doctor said about that was also true!

Looking back and reflecting on 2009, 2010, 2011, 2012 & now 2013, I truly can’t believe what an amazing journey it has been.  My family has been fortunate to be aligned and surrounded by AMAZING people!  People who are so loving, giving and kind!  Successful people willing to share with us, encourage us and grow with us!  Motivators to push us and guide us!  Each year since 2009, my real estate business continues to grow and every year it becomes my best year ever! Not only for myself, but for my husband as well!  My husband was able to experience opportunities he had always hope for and dream off, literally fall in his lap!  Every year we set goals and we surpass every one of them!  I had set a CRAZY goal for 2013 and I can’t believe I achieved them!
I wanted to work less physical hours to spend more time with my husband and kids, yet double my income!  How could I possibly do that?  Well by June 2013, I made as much money as I did my entire 2012 AND I worked half the physical hours I did in 2012!  I nearly took off the entire summer of 2013!!!  HOW DID THAT HAPPENED?!!

Already Planning for 2014!
I set goals, I had dreams and I envisioned every morning what I wanted.  I used a calendar to block out my time.  I set appointments and blocked time for work and for family.  I prayed every day, if not all day!  I had faith!  I focused on ONE expertise!  I didn’t do 5 businesses at once for multiple streams of income.  I trusted in the ONE thing I knew, understood and loved which is Real Estate!  Most of all I had faith!  Faith in myself, faith in my work and faith in my passion for what I was really meant to do and above all Faith in GOD.  I had the understanding that I was serving people through real estate by educating them to make great decisions for the most amazing purchase of their life!!!  I continued to work hard, knowing that as an agent no matter how hard you work, if the deal doesn’t close, you don’t get paid.  My husband ensured that our lifestyle was simple enough that I didn't have to worry about getting paid.  We learned to live on a tight budget so that I can focus on my clients and not about the scarcity of money.  I tried to do my very best to take care of my clients and just had faith the money would come!  The friendships developed from past clients have been even more rewarding!  They have taught me so much as I hope I have taught them!

Setting crazy goals for my family and business for this upcoming 2014!  I truly believe anything can happen when you believe.  2014 is going to focus on quality of life especially my health.  That’s the toughest thing for me as it’s where I am weak, but I just have to stay focused!

Our Pachira Tree- December 2013!
Now look at our Pachira Plant AKA the Money Tree!  My hubby does a great job of taking care of it!  LOL! :)  Looking forward to giving more of these plants to other families in 2014!!!

***Just know that you can't buy a plant for yourself.  It has to be given to you as a gift!  The good luck is then given to the giver and receiver!  How awesome is that!***

Dream Big folks, because Dreams really do come TRUE!!!








Side by Side Comparison!  Left Side June 2012 and Right Side December 2013!

Joy Yip
Keller Williams Realty Elk Grove
joyhyip@kw.com
http://www.joyyipsellshomes.com
http://www.facebook.com/SacramentoElkGroveRealEstate


Saturday, February 2, 2013

Wednesday, January 2, 2013

Mortgage Debt Forgiveness Act Extended till January 1, 2014!




Great News for homeowners who were not sure if they should pursue a short sale on their home that is underwater or just to allow it to foreclose!  Now with the Mortgage Debt Forgiveness Act Extended till January 1, 2014 this will give some seller's a huge sigh of relief!

Call me today discuss your personal options regarding your home.  Let's talk about the game plan that is right for you.


Joy Yip
Keller Williams Realty Elk Grove
916.932.8358
www.facebook.com/SacramentoElkGroveRealEstate
www.joyyipsellshomes.com

Senate ‘Cliff’ Bill Retains Mortgage Cancellation Relief

Senate ‘Cliff’ Bill Retains Mortgage Cancellation Relief

Thursday, May 17, 2012

Keller Williams Elk Grove RED Day! One week later wrap up!

Hello Everyone!

I can't believe it has only been one week since RED DAY!  Feels like it was so long ago!  You all don't even understand how much this has impacted me in so many positive ways I wouldn't even know where to start.  More importantly that day I was able to show my two kids Tatiyana and Jordan exactly what I would want them to do in this world every single day!  SO THANK YOU ALL FOR THAT!!!!

We serviced 3 Schools: Valley High School, Partners Preschool and David Reese Elementary School in Elk Grove School District.

David Reese received a mini assembly and a donation of 80 brand new back packs.  Thank you so much Summit Funding, Inc & Wal‐Mart Florin Rd store-Manager Joshua Boeckholt.  Schools Supplies donated by Big Valley Mortgage.  A presentation was made with Sacramento Sheriff’s Youth Services Division.  Special Thank you to Deputy Zuniga and his team for all their support and connections to make this happen!

Valley High School had their Healthy Start Garden renewed with 20+ Volunteers where plants, paint and supplies where donated. Along with an Assembly of 450 High School students with a Motivational Speaker Kevin Bracy (www.kevinbracy.com), sponsored by Rico Rivera of Old Republic Home Warranty and Surprise Celebrity Alumni KB of the Jabbawockeez (http://www.jabbawockeez.com). They also received several cases of white paper donated.  Special Thank you to Bruce Durham for overseeing the Garden and stepping up to make it happen for Valley High!  Special Thank you to KB of the Jabbawockeez for flying in that morning from Las Vegas just for that day to be apart of the special event.  We appreciate you KB for donating your time to impact the kids in our community!

Partners Preschool site was renewed with almost 40+ volunteers that worked from 8 AM ‐ 4:30 PM and the Carpet Cleaning Crew Sacramento Rug Works & Blair Chapman from 5:30PM to 8:30PM. The volunteers Cleaned, Organized, Sanitized, Scrubbed, Donated, Dumped, Sorted, renewed outside planters, Wood Chips for play area and Painted.  Supplies and Computer monitors were also donated.  Special Thank you to Mark DeGennaro for stepping up and overseeing the work at the Preschool!
Coffee was provided by Starbucks Automall and Starbucks Waterman for the sites.  Stephanie store Manager of Starbucks Waterman also volunteered her time to work at the Preschool.  Lunch was donated by KB Home Builder­‐Mo Rahim for all the volunteers, we appreciate and Thank you for doing that for us!

Thank you to Erin Newington & Danny Camarena for Photo and Video Coverage for the entire event.

Special Thank you for all the support from Zach Younger and Kelly Labrado for helping me every step of the way!!!!

Thank you so much to the following for again Volunteering & Generous Donations:
Old Republic Home Warranty-Rico Rivera
Property ID -Lori Wilson
Summit Funding Elk Grove Branch
Comstock Mortgage Elk Grove Branch
Big Valley Mortgage Elk Grove Branch
Stearns Lending
Sacramento Rug Works
Sacramento Sheriff's Youth Services Unit
Wal-Mart Florin Rd Store
Starbucks Elk Grove Automall & Waterman stores
KB Home - Mo Rahim
Chim Chimney
Swabbies on the River/Swabbies Mobile
Doug Dodd
North American Home Services
United Professional Home Inspectors
2-10 Home Warranty
SkyTech

I might have missed some names, but as I type this tears are streaming down my face, so forgive me but please know you are all appreciated!


Pictures and Highlights of the Event!!!




Saturday, February 18, 2012

Lucky and Blessed to always have AWESOME Clients!

Today I woke up to find an email from one of my favorite clients!  Working with him has always been an awesome learning experience from this savvy real estate investor!  I am just so thrilled, I definitely had to share:

Joy,

I wanted to send you a short note and thank you sincerely for all that you have done as my agent on my last two real estate purchases.  As a broker myself I rarely run across other agents that exhibit the level of professionalism and commitment that I saw from you.  You were willing to meet me at any hour, or any day, to take care of deal issues and your communication with me couldn't have been any better.  If anyone is considering using you as a buyer's or seller's agent please have them contact me directly as a reference.  I've bought and sold a lot of real estate and this is only the second letter of recommendation I've written in almost ten years.  Thanks again for everything.  Sincerely, T.R. - Real Estate Investor Client

Again, I am reminded of how lucky I am to be in a business I am so passionate about and enjoy!  It makes my work even more worth while when my clients continue to thank and appreciate my work.
Find your Purpose and Pursue it with Passion!!!